WFTFCU Card Guard 3.9.3

The WFTFCU Card Guard offers a robust solution for safeguarding debit and credit card transactions through a user-friendly application. By downloading the app to a smartphone, users can set personalized preferences that enhance their ability to monitor and manage card usage.

Alerts for Enhanced Security

The application provides real-time alerts for both PIN and signature transactions, allowing users to stay informed about card activities and swiftly identify any unauthorized or potentially fraudulent transactions. Notifications are dispatched immediately upon transaction completion or attempted declines, with additional customizable alert options available to suit individual needs.

Geolocation-Based Transaction Controls

Users can impose restrictions on transactions based on their proximity to specific merchants, utilizing the phone's GPS functionality. Alternatively, controls can be established by selecting specific geographical regions on an interactive map, including city, state, country, or zip code.

Spending and Usage Management

Cardholders can set spending thresholds that automatically decline transactions exceeding predetermined limits. Furthermore, activity can be monitored by categories such as gas stations and restaurants, as well as transaction types, including in-store purchases, e-commerce activities, and ATM withdrawals.

Convenient Card On/Off Feature

The app's "On/Off" setting allows users to toggle card functionality easily. When activated, transactions are permitted according to the established settings; when deactivated, no purchases or withdrawals are allowed until the card is reactivated. This feature is particularly useful for disabling a lost or stolen card and mitigating potential fraudulent activity.